Hi, I'm Punit Sharma.
Independent financial planner, derivative analyst, and a lifelong student of markets — based in Ahmedabad, India.
My story
I've been studying financial markets for over 10 years. What started as curiosity about how money works turned into a deep fascination with market behaviour, price discovery, and the psychology behind financial decisions.
Since 2021, I've worked professionally as a Derivative Analyst, understanding how options and futures markets price risk. That experience gave me a very different lens — one that's focused on probabilities, downside protection, and not just chasing returns.
Koshpath was born from a simple observation: most people in India are great at earning, but nobody teaches them how to make that money work systematically. I started this platform to change that — with plain-spoken guidance, honest tools, and no product-pushing.
My approach
Goal-first
Plans are built around your milestones — retirement, a home, your child's education — not around products I want to sell.
Transparent
Clear math, clear reasoning. You'll always understand exactly why a recommendation is made.
Independent
No commissions driving my advice. The right fund is simply the right fund for your situation.
What I can help with
- ✓ Investment planning & portfolio review
- ✓ Retirement planning
- ✓ Tax-saving strategies (ELSS, NPS, 80C)
- ✓ Insurance advisory (term + health)
- ✓ SIP & mutual fund selection
- ✓ Goal-based financial planning
Let's talk about your goals
The fastest way to reach me is WhatsApp. I personally read and reply to every message.
Based in Ahmedabad, India · Responds within one business day